Focus: Explore your parent’s birthplace, childhood, family tree, and ancestral roots.
Questions
FINANCIAL VALUES
What financial values were you taught growing up, and how have they influenced your approach to money?
Who taught you these values?
Can you share a specific example of how you applied these values in your life?
How have you passed these values on to the next generation?
ECONOMIC CHALLENGE
Reflect on an economic challenge you faced and how you overcame it.
What was the situation, and what caused it?
What strategies did you employ to overcome this challenge?
What did you learn about financial resilience during this time?
FIRST MONEY EARNT
Discuss your first experience with earning money and the lessons it taught you.
How did you earn your first income?
What did you do with the money you earned?
How did this experience shape your understanding of work and compensation?
THE ECONOMY
How has the economic landscape in Vietnam affected your financial decisions and opportunities?
Can you describe a significant economic change you've witnessed?
How did this change impact your career or business decisions?
What adaptations did you make to navigate these economic shifts?
SAVING AND INVESTING
What strategies have you used for saving and investing, and how effective have they been?
What motivated you to start saving or investing?
How did you decide where to allocate your savings or investments?
What advice would you give to someone just starting to save or invest?
FINANCIAL SACRIFICE
Can you share an experience where you had to make a significant financial sacrifice, and what was the outcome?
What prompted this sacrifice?
How did you manage the immediate impact of this decision?
In hindsight, was the sacrifice worth it, and why?
FINANCIAL ADVICE
What is the most valuable financial advice you've ever received, and who gave it to you?
What was the advice, and how did you apply it?
How has this advice impacted your financial well-being?
Would you pass this advice on to others?
FINANCIAL GOAL
Discuss a major financial goal you achieved and how you accomplished it.
What was the goal, and why was it important to you?
What steps did you take to achieve this goal?
What obstacles did you encounter, and how did you overcome them?
BUDGETING
How do you approach budgeting and financial planning, and what tools or methods do you find most effective?
How did you learn to budget or plan financially?
What challenges have you faced in sticking to a budget or plan?
How do you adjust your financial plans in response to unexpected expenses or economic changes?
FINANCIAL DECISION
Reflect on a time when you had to make a tough financial decision and the process you went through.
What was the decision, and what options were you considering?
How did you weigh the pros and cons of each option?
Looking back, are you satisfied with the decision you made?
DEBT
What insights can you share about managing debt and credit?
Have you ever faced a challenging debt situation?
What strategies did you use to manage or pay off debt?
What lessons did you learn about using credit wisely?
EDUCATION
Discuss the role of education in your finances and decision-making.
How has your education impacted your financial opportunities?
What financial knowledge do you wish you had acquired earlier?
How do you stay informed about financial matters and economic trends?
CHARITY
Share your approach to charitable giving or supporting community projects.
Why is giving back important to you?
How do you decide which causes or projects to support?
What impact do you hope your contributions make?
INFLATION
Reflect on how you’ve navigated inflation or other economic crises in Vietnam.
How has inflation impacted your household budget or business?
What adjustments did you make to cope with rising costs?
What advice do you have for managing finances during economic instability?
FINANCIAL INDEPENDENCE
Discuss the importance of financial independence and how you achieved or are working towards it.
What does financial independence mean to you?
What steps have you taken to achieve financial independence?
How do you balance short-term needs with long-term financial goals?
WINDFALL
Share a story about a financial windfall or unexpected gain and how you managed it.
How did you come into this windfall?
What decisions did you face about using or investing this money?
How did this experience affect your financial planning or perspective?
JOB LOSS
What advice do you have for coping with job loss or a reduction in income?
Have you ever experienced a significant job loss or income reduction?
How did you adjust your lifestyle or financial plans in response?
What strategies helped you navigate this challenging time?
NECESSITIES VS LUXURIES
Discuss how you prioritise spending on necessities versus luxuries.
How do you define necessities and luxuries in your budget?
What process do you use to decide when to splurge on a luxury?
How do you ensure you're meeting your financial obligations while still enjoying life?
TECHNOLOGY
Reflect on the impact of technology on your financial management practices.
How has technology changed the way you manage your finances?
What tools or apps have you found most helpful?
Do you have any concerns about the digitalisation of financial services?
SUPPORTING FAMILY
Share experiences of supporting family members financially and the considerations involved.
Have you had to provide financial support to family members?
How do you balance supporting others with maintaining your own financial health?
What advice do you have for someone in a similar situation?
RETIREMENT
Discuss your approach to retirement planning and the challenges you've faced.
How early did you start planning for retirement?
What challenges have you encountered in preparing for retirement?
What retirement planning advice do you find most valuable?
PROPERTY
Share insights on purchasing versus renting property and your experiences with each.
Have you experienced both renting and owning property?
What factors influenced your decisions to rent or buy?
What advice do you have for someone deciding between renting and buying?
CHANGED HABIT
Reflect on a financial habit you changed and why.
What was the habit, and what prompted the change?
How did you successfully alter this habit?
What impact has this change had on your financial situation?
INSURANCE
Discuss the role of insurance in your financial planning?
What types of insurance do you consider essential, and why?
How have you navigated selecting and purchasing insurance?
What advice do you have about incorporating insurance into financial planning?
FAILED RISK
Share a lesson learned from a financial risk that didn’t pay off.
What was the risk, and why did you take it?
What were the consequences of this risk not paying off?
How has this experience influenced your approach to risk-taking?
EMERGENCY FUND
Discuss the importance of having an emergency fund and how to build one.
Why is an emergency fund crucial, in your opinion?
How did you go about building your emergency fund?
What advice do you have for someone without an emergency fund?
PRESENT VS FUTURE
Reflect on the balance between saving for the future and living in the present.
How do you find a balance between these two priorities?
Have you ever felt you’ve leaned too much one way?
What strategies help you maintain this balance?
ESTATE PLANNING
Share your experiences with estate planning and preparing for the future of your assets.
How early did you start thinking about estate planning?
What steps have you taken to ensure your assets are handled according to your wishes?
What advice do you have for others in the process of estate planning?
INVESTMENT OPPORTUNITIES
Discuss how you evaluate investment opportunities and manage your portfolio.
What criteria do you use to assess potential investments?
How actively do you manage your investment portfolio?
What investment advice has been most impactful for you?
HEALTH ISSUES
Reflect on the financial impact of health issues and how to plan for medical expenses.
Have health issues ever posed a financial challenge for you or your family?
How do you plan for unexpected medical expenses?
What advice do you have for managing healthcare costs?
TEACHING FINANCIAL RESPONSIBILITY
Share your approach to teaching children or grandchildren about money and financial responsibility.
What methods do you use to educate younger family members about finances?
What financial principles do you consider most important to pass on?
How do you encourage financial independence in younger generations?
EXPECTATIONS
Discuss the impact of societal and cultural expectations on your financial decisions.
Have societal pressures ever influenced your spending or saving habits?
How do you navigate expectations to conform to certain financial behaviours?
What advice do you have for resisting unhealthy financial pressures?
LIFESTYLE ADJUSTMENT
Reflect on a time when you had to adjust your lifestyle due to financial constraints.
What prompted the need to adjust your lifestyle?
How did you go about making changes?
What lessons did you learn from this experience?
FINANCIAL NEWS
Share how you stay informed about financial news and economic trends.
What sources do you rely on for financial information?
How do you determine which news is relevant to your financial decisions?
What advice do you have for staying financially informed?
TRANSPARENCY
Discuss the value of financial transparency in relationships.
How do you approach financial discussions with your partner or family?
What role does transparency play in your financial planning?
What advice do you have for couples or families navigating financial discussions?
GOALS
Reflect on how your financial goals and priorities have evolved over time.
How have your financial objectives changed throughout your life?
What influenced these changes in priorities?
How do you anticipate your financial goals evolving in the future?
TRADITIONAL PRACTICE
Share a tradition or practice related to money that is unique to your family or culture.
What is the tradition, and what is its significance?
How do you practise this tradition within your family?
Why is it important to maintain this tradition?
FINANCIAL DIVERSIFICATION
Discuss the importance of diversifying income sources and how you've applied this principle.
Why do you believe income diversification is important?
What steps have you taken to diversify your income?
What advice do you have for someone looking to diversify their income?
GLOBAL EVENTS
Reflect on the financial impacts of global events (e.g., pandemics, economic crises) on your personal finances.
How have global events affected your financial planning or stability?
What adjustments have you made in response to these events?
What lessons have you learned about financial preparedness from these experiences?
PHILOSOPHY
Share your philosophy on wealth: what it means to you, and how it should be used or shared.
How do you define wealth, and what value do you place on it?
How do you believe wealth should be utilised or distributed?
What advice do you have about pursuing and managing wealth?